Our Brands

Global Analytics provides responsible credit solutions to the underserved.

Our brands help people across the financial spectrum, and we’re proud to have evolved with our customers over time. Take a look at where we’ve been, and where we’re going.

Lending Stream is a 6-month loan provider in the United Kingdom. It’s served as a payday loan alternative to customers in need of emergency funds since 2008, and is now one of the largest short-term online lenders in the market.

Visit Lending Stream

Drafty is a new overdraft alternative in the UK. Customers set their own limit, and borrow up to that limit at any time. It previously operated under the umbrella of the Lending Stream brand during a successful proof-of concept run.

Visit Drafty

Company Statistics

 
 

Our Customers

Our Business

 

Top 3 Reasons They Borrow

22%

Vehicle Maintenance/Repairs

More Than

1.3 Million Loans

Bills/Unexpected Expenses

18%

 

Percentage Revenue From Late Fees:

0.9%

Home Improvements/Repairs

15%

 


16.5% approval rate for new customers

(last 12 months)

 

Average Value of New Loan:

 

£216

370,000+

Average Value of Returning Loan:

£203

CUSTOMERS

50,000 Data Points


while underwriting a customer application

Desktop Traffic

Mobile Traffic

Scoring Time

14,000+ visits/month

50,000+ visits/month

6 seconds to make an approval/rejection on website

Coming Soon!
 

Top 3 Reasons They Borrow

Vehicle Maintenance / Repairs

22%

Bills / Unexpected Expenses

18%

Home Improvements / Repairs

15%

370,000+

CUSTOMERS

 

Desktop Traffic

14,000+ visits/month

Mobile Traffic

50,000+ visits/ month

 

More than

1.3 Million Loans

Percentage Revenue From Late Fees:

0.9%

16.5% approval rate for new customers:

(last 12 months)

Average Value of New Loan:

£216

Average Value of Returning Loan:

£203

50,000 Data Points

while underwriting a customer application

Scoring Time

6 seconds to make an approval/rejection on website

* Statistics shown above are accurate as of April 2016.